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Community Investing Resources

Community investing directs investors' capital to poor communities and those underserved by traditional financial resources.


Association for Enterprise Opportunity
1111 16th Street, #410
Washington, DC 20039
Phone: (202) 850-5580

National membership organization dedicated to supporting the development of strong and effective US microenterprise initiatives to assist underserved entrepreneurs.

99 Chauncy Street, Sixth Floor
Boston, MA 02111
Phone: (617) 247-0700
Fax: (617) 267-5400

In November 2003 this Boston-based coalition of investors and environmental groups helped launch the Investor Network on Climate Risk (INCR).

Coalition of Community Development Financial Institutions (CDFI)
1331 G Street NW, 10th Floor
Washington, DC 20005
Phone: (202) 393-5225
Fax: (202) 393-3034

This unified national voice of community development financial institution was formed in 1992 as an ad hoc policy development and advocacy initiative.

Community Investing Center
910 17th Street NW, #1000
Washington, DC 20006

This is a project of the Forum for Sustainable and Responsible Investment and Green America (see below for both). The Center provides information about other community investing opportunities.

Equity Trust Inc.
P O Box 746,
Turners Falls, MA 01376
Phone: 413-863-9038
Fax: 413-863-9082

The loan fund of Equity Trust is capitalized by socially motivated lenders and donors. It makes low interest loans for projects that protect the affordability and use of housing and farms.

1101 14th Street NW, 11th Floor
Washington, DC 20005
Phone: (202) 682-1510
Fax: (202) 682-1510

Founded in 1984, FINCA is a charitable microfinance organization. Its Village Banking program provides solutions to poverty though small business loans. The fund is capitalized by donations.

First Nations OWEESTA Corporation
1010 95th St. #45
Rapid City, SD 57701
Phone: (605) 342-3770
Fax: (605) 342-3771
Email: info@

OWEESTA is national intermediary loan fund. OWEESTA helps build strong Native institutions and programs and capitalizes loan funds for Native peoples. It uses professional services designed to build local capacity and provide powerful tools for Native Community development. Primary programs and services are: training, TA and counseling; capitalization; and research policy and advocacy. Its motto is "investing in Native Opportunity."

Forum for Sustainable and Responsible Investment (USSIF).
(Formerly Social Investment Forum)
910 17th Street NW, #1000
Washington, DC 20006
Phone: (202) 872-5367
Fax: (202) 775-8686

This trade association of SRI professionals and organizations has complete information on SRI opportunities, including mutual funds and community investing, recent trends, research and updates. It maintains a sustainable investing database.

Green America
(Formerly Co-op America)
1612 K Street NW, #600
Washington, DC 20006
Phone: (800) 584-7336

This national nonprofit 501(c) (3) organization was founded in 1982. It was Co-op America until January 1, 2009. It provides strategies for socially and environmentally responsible investing.

Interfaith Center on Corporate Responsibility (ICCR)
475 Riverside Drive, #1842
New York, NY 10115
Phone: (212) 870-2023

Founded in 1971, this coalition of 300 faith-based institutions includes denominations, religious communities and others. The Episcopal Church's Executive Council is a member. Members promote corporate transformation from the inside by engaging and advising management toward sustainable practice while improving their environmental and social impact. Shareholder action is frequently utilized.

Investor Responsibility Research Center, Inc. (IRRC)
1350 Connecticut Avenue NW, #700
Washington, DC 20036-1702
Phone: (202) 833-0700

A source of information on corporate governance and social responsibility issues affecting investors and corporations worldwide.

National Federation of Community Development Credit Unions
116 John Street, 33rd Floor
New York, NY 10038-3300
Phone: (212) 809-1850
Toll free: (800) 417-8711
Fax: (212) 809-3274

An organization of community development credit unions that helps low and moderate income people achieve financial independence through credit unions.

National Housing Trust (NHT)
1101 30th Street, #400
Washington, DC 20007
Phone: (202) 333-8931

NHT preserves affordable homes and strengthens communities through three affiliated organizations: the NHT Enterprise Preservation Corporation, the NHT Community Development Fund, and the Institute for Community Economics.

Opportunity Finance Network (OFN)
620 Chestnut Street, #572
Philadelphia, PA 19106
Phone: (215) 923-4754
Fax: (215) 923-4655

This is a network of 170 private sector community development financial institutions (CDFIs). OFN's CDFI locator list has information about all funds in your area, including regional and local loan funds

Socially Responsible Investing (SRI)

Individuals and congregations can invest in these funds.

Calvert Foundation
It is a 501(c)(3) charitable foundation that makes below market loans to over 250 nonprofit and social justice enterprises for affordable homes, small businesses, essential community services, and job creation in communities worldwide.

Related groups

Calvert Community Investments

Calvert Social Investment Foundation

Calvert Social Investment Fund

Community Capital Management, Inc
2500 Weston Road, #101
Weston, FL 33331

Established in 1998, this is a privately-held registered investment advisor which customizes institutional investment accounts for specific community and economic development initiatives and/or for low- to moderate-income and minority communities.

Community Reinvestment Act Qualified Investment Fund (CRAIX)

The CRA Qualified Investment Fund was launched in 1999. In 2001 the firm expanded to include separate account management in behalf of clients such as foundations, religious organizations, pension funds and insurance companies. It invests in low-income housing.

Domini Social Investments
536 Broadway, 7th Floor
New York, NY 10012
Phone: (202) 352-9200
Toll free phone: (800) 762-6814

Domini offers a number of socially responsible funds based on financial, social and environmental factors.

Related group: Domini Social Money Market

This is an FDIC insured money market account.

San Jose, CA
Phone: (866) 978-3229

It makes it possible to invest on-line in microfinance projects on a worldwide basis.

1 Market Street, #1600
San Francisco, CA 94105
Phone: (800) 999-3505
Fax: (415) 778-0228

This is a socially responsible mutual fund.

Pax World Mutual Funds
30 Penhallow Street, #400
Portsmouth, NH 03801
Phone: (800) 767-1729

This is a socially responsible mutual fund.

Micro enterprises active in other countries:

ACCION International
56 Roland Street #300
Boston, MA 02129-7080
Phone: (617) 625-7080
Fax: (6170 625-7020

Established in 1961, this microfinance organization has been a leader in microfinance since 1973. It is active in Africa, Asia, Latin America and the Caribbean, plus the United States.

11 East 44th St. #1600
New York, NY 10017
Web: www.bracusa.orgt

Makes microloans for self-employment and small business development in Asia, Africa, and Haiti.

P O Box 2136
3800 CC, Amsterdam, The Netherlands

In 1975 the World Council of Churches (WCC) established this faith-based microfinance and investment organization. It lends working capital to micro-finance institutions all over the world, who disburse life-changing loans to the poor and disadvantaged, with special emphasis on the poor and women looking for investments and donations for their work: funding farmers, micro-enterprises and other community economic development activities.

Shared Interest
121 W. 27th Street, #805
New York, NY 10001
Phone: (212) 337-8547
Fax: (212) 337-8548

Guarantees South African banks loans to low income communities and to their financial institutions to create businesses, jobs, affordable homes and services.

Working Capital for Community Needs (WCCN)
(Formerly Wisconsin Coordinating Council on Nicaragua)
122 State Street
Madison, WI 53703
Mailing address: P O Box 1534, Madison, WI 53701
Phone: (608) 257-7230
Fax: (608) 257-7904
Toll free: (888) 224-6422

Focused on Central America and Ecuador, it has a Capital for Communities Fund.

Other Investment opportunities for individuals and congregations

3180 18th Street
San Francisco, CA 94110
Phone: (415) 358-7500

Kiva works with microfinance institutions on 5 continents to provide loans to people without access to traditional banking systems.

P. O. Box 55071
Boston, MA 02205-5071
Phone: 1-617-648-0043
Fax: 1-617-648-0050

Microcapital provides candid information on microfinance: covers news, events, research and special features.

7315 Wisconsin Ave #300W
Bethesda, MD 20814
Phone: (301) 664-6680
Fax: (301) 664-6686

This intermediary for microfinance institutions (MFIs) was founded in 2003. It manages a family of funds.

Banks/Credit Unions

Self Help Credit Union
P. O. Box 3619
Durham, NC 27702
Phone: (919) 956-4400

This is one of the largest community development credit unions in the U.S. It lends to organizations and individuals unable to secure loans at mainline commercial banks.

Community Bank of the Bay
1790 Broadway
Oakland, CA 94612
Phone: (510) 433-5400
Fax: (510) 433-5431

It has offices in Oakland, Danville and San Jose, CA.

Episcopal Community Federal Credit Union
840 Echo Park Avenue
Los Angeles, CA 90026
Phone: (213) 482-2040

(Diocese of Los Angeles) Opened in 1994

Urban Partnership Bank

7054 South Jeffrey Blvd.
Chicago, IL 60649
Phone: 1 (800) 905-7725

Established August 19, 2010, it took over the assets of Shorebank closed by the FDIC that year.


Episcopal Network for Economic Justice, Community Investing: An Alternative for Religious Congregations Seeking a Social as Well as a Financial Return. September 1999.

Episcopal Network for Economic Justice, Economic Justice How-To Manual. Episcopal Network for Economic Justice. June 2006. See Chapter 5: "Socially Responsible Investment" by Sue Lloyd

Domini, Amy, Ethical Investing. Reading, MA: Addison-Wesley, 1984.

Domini, Amy, Socially Responsible Investing: Making a Difference and Making Money. Chicago: Dearborn Trade, 2001.

Kinder, Peter, Seven D. Lydenbert and Amy L. Domini, Investing for Good Making Money While Being Socially Responsible. New York: Harper Business, 1993.

Schut, Michael, editor, Money & Faith: The Search for Enough. New York: Morehouse Publishing. 2008 Includes a study guide. See Chapter IX: "Moving Toward Jubilee--Investments and Retirement."

Seedco, Religious Institutions as Actors in Community-Based Economic Development. New York: Seedco, 1988.

Shabecoff, Alice. Rebuilding Our Communities: How Churches Can Provide, Support, and Finance Quality Housing for Low-income Families. Monrovia, CA: World Vision, 1992.

Yumas, Muhammed, Banker to the Poor: Micro-Lending and the Battle Against World Poverty. New York: Public Affairs, 1999, 2003.
Muhammed Yumas, a native of Bangladesh, is the founder of the Grameen Bank, a microlender.


Business Ethics: The Magazine of Corporate Responsibility
2856 Harriet Ave. #207
P O Box 8439
Minneapolis, MN 55408
Phone: (612) 879-0695
Fax: (512) 879-0699

Green Money Journal
P O Box 67
Santa Fe, NM 87604
Phone: (505) 988-7423

Published since 1992, it includes information about socially responsible investing (SRI);


Bartimaeus Cooperative Ministries
P. O. Box 328
Oak View, CA 93022
Phone: (805) 649-1327
Fax: (805) 649-2179
Web, www, (Contact for resources)

From Mammon to Manna: Sabbath Economics and Community Investing. Two DVDs (three 30-minute sessions per DVD) $27.50. Features Ched Myers and Andy Loving. Facilitator's notes are free.

Founded in 1998, Sabbath Economics collaborative is an ecumenical Christian nonprofit cooperative.



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